Every time we wake up and see Bank Holiday Today flashing across our screens, it signals more than just a day off. It impacts everything—from school schedules and stock markets to regional festivals and essential services. Let’s unpack what’s happening around Bank Holiday Today, based on real news and facts.
Is There a Bank Holiday Today in India?
In India, Bank Holiday Today, i.e., Saturday, July 5, 2025, follows a regular pattern—it’s the first Saturday of the month. This means that most banks across the country will remain open.
However, in Jammu and Srinagar, banks will remain closed today in observance of Guru Hargobind Ji’s Birthday, the sixth Guru of Sikhism.
So, if you’re in Jammu or Kashmir, be aware that Bank Holiday will affect your banking services. For everyone else, banks are operating normally.
How Many Bank Holidays in July 2025?
According to the RBI holiday list, there are 7 designated bank holidays in July 2025:
- July 3
- July 5
- July 14
- July 16
- July 17
- July 19
- July 28
These are in addition to the usual second and fourth Saturdays and all Sundays.
Most of these holidays are linked to regional festivals such as Ker Puja in Tripura and Drukpa Tshe-Zee in Sikkim, which means Bank Holiday can vary depending on your state or city.
What About Bank Holiday Today in the UK?
As of July 5, 2025, the UK does not have a bank holiday today. But the next bank holidays are just around the corner:
- August 4 (Scotland)
- August 25 (England and Wales)
Even though Bank Holiday Today isn’t applicable there now, the summer break is fast approaching.
US: Independence Day Bank Holiday
In the United States, Bank Holiday was observed on July 4, marking Independence Day.
On this federal holiday:
- All banks, post offices, and stock exchanges like NYSE and Nasdaq were closed.
- Retail stores had mixed schedules—Costco remained closed, while Sam’s Club closed early.
Why Bank Holiday Today Matters
- On days like Bank Holiday Today, tasks like cheque clearance, in-person transactions, and document verifications might be delayed.
- Digital services like mobile banking, UPI, and ATM withdrawals are usually unaffected.
- Travelers should double-check for changes in local transport and public services.
Being aware of Bank Holiday helps you stay prepared—whether for personal banking, business planning, or travel logistics.
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